1、在微信中打開我的界面，找到錢包這個選項並點擊進入。
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2、會來到壹個新的頁面，需要點擊微粒貸借錢這個圖標。
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3、在微粒貸裏面勾選同意協議以後，就可以點擊獲取額度按鈕了。
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4、這個時候會根據個人微信流水的信用情況顯示可借額度，沒問題的話直接點擊借錢按鈕。
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5、下壹步，需要補全姓名和身份證並點擊確認借錢按鈕。
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6、這樣壹來就會提示借款申請已提交，點擊完成按鈕等待銀行審核即可。
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